The Supplemental Kick

August 15, 2010

The Expert Knowledge on Social Media

Filed under: House Of Websters, Social Hub, Software Tips — admin @ 8:06 pm

Social networking can easily be exploited to keep in contact to groups of mates and family that may stay far away or only to arrange to go out for a little pint at the local pub. It could well be utilised to coordinate soirees or company meetings and to make contact with members who take in similar hobbies who you don’t know thus far. It provides opportunities and provides you entry to plentiful volumes of up-to-date information but it invariably arises with a factor of risk too.

Noone should disregard social media. Within the PR arena, social media gurus are starting to appear. Folks who lay claim to be able to advertise you or your brand or business through increasing the amount of people following you or tweeting concerning your profile or similar. All it is progressing to continue to stay in and around the common sphere out for the mid term time to come.

Some individuals think that mailing photos of your Small Children on-line is not fair because they can be found on the web always but does not incorporate the given permission of the small child.
This definitely is an item which may without a doubt appear in legal trials in the future. This definitely is an individual case in how social media is really altering the routine of our lives.

Social communities are simply a great option for the net developers for nowadays and time to come who are continuously working towards improving the uses we enjoy nowadays. The future forecasters’ predictions are always coming true and are always getting advanced upon.
After the introduction of finger tip activated screen technology and advanced practices the likes of texting your Tv set to advise it to record an instalment of your favourite eastenders, we genuinely possess convenience in our fingertips.

Social media came from nowhere and a great deal of individuals said it would be just a short lived trend. Myspace started as a useful social networking website for American college students, a new technique in order who are continuously in contact and sort out social get togethers easily. Noone forecasted social media to mature into the concept it already has turned into. At present it definitely is a particular situation where individuals in all times of life contribute a selection of their most individual material.

June 28, 2010

Something for Everyone to Take Notice of – Zmags

Filed under: House Of Websters, Software Tips — admin @ 5:30 pm

To make digital publications is a great deal of effort, so it would be a shame to spoil all that with an inferior online publishing software package. Actually, picking out a software provider is the most essential part of producing an ezine. Setting the format for the brochure is just a little part of their work. Out of the potential features, simple usability is the main one. The software package could be the most amazing you’ve seen – but without being able to actually use it, it isn’t worth a single penny to you. Take the time to try out different packages before you select a provider for your ebrochure. Because spamming and hacking are online issues, security measures should be your second main concern after you’ve made a digital publication. Are there steps in place to ensure security on the account? Will the content be secured? Which security measures have been taken which stops people copy-pasting the words?

The marketing scheme needs to be thought about to your ezine. Is non-traditional media consolidation necessary? How about working with adverts? These things are not totally required for all of your issues, but you’ll certainly need to choose one which matches your particular business model. Marketing your online newsletter will likely require search engine optimized content. What about mixing paid for and free content? Are you going to provide double or triple subscription selections? Also, the nature of your content – is it monetized at all or is this venture not-for-profit? Will you be using teasers and summaries to market this online publication? What’s the availability of the ezine? Is it private — in which case you should be able to investigate many hosting possibilities or is it public? In which case you will be better hosting directly with your supplier. What’ll you do about back-isues?

Prior to striking any issues you should ponder some other things. Namely: tech support. Is it simply an FAQ page? Also check any how-to guide they may feature. Check for response times. Do they have 24/7 support? This is definitely a case of last-not-least consideration.

Think before you pick out a magazine’s digital publishing software supplier. Google the term “Zmags” to find further tips.

May 2, 2010

CRM Strategies You Need to Know

Filed under: House Of Marketing, Managers Corner, Software Tips — admin @ 6:09 am

The strategy for Customer Relationship Management may differ within each company. Depending on the company needs and focus they might consider the entire workplace responsible for total CRM or only the sales team.

A lot of businesses which put much importance on CRM have the idea that it is the responsibility of a certain company to make sure that customers are not disappointed whenever they do business with the company. Also, it must be assured that everybody in the company is working together to achieve the same objective. By achieving this goal, the company is assured that customers will have the best service experience they will ever get. However, if each part of the group does not work as one, then the whole business operation is in big trouble. That is why it is important that customers must bear in mind the importance of always keeping the company’s goal of keeping customers satisfied a priority. In doing so, the company is assured that their business gets the most exceptional Customer Relationship Management.

Everyone must work together toward the same goal of customer satisfaction to provide the best results for Customer Relationship Management possible. Many companies who rely entirely on their sales team looks at Customer Relationship Management differently. A company who might look at it differently is a life insurance company sales team. Everyone in the sales office might believe that the customer experience is entirely up to the sales representative.

With the two examples above, one can see that Customer Relationship Management is really a case to case basis depending on what kind of business or company is viewing it. This just tells you that there are some business organizations out there that think that it is the task of all the people working in a company to help keep their customers satisfied. However, there are also other business organizations that think otherwise, that it is every employee to himself or herself. It always depends on the kind of business.

Markinson provides tailored solutions across a range of industries by providing erp software, pos software, crm software, business management software. For more information go to www.markinson.com.au.

March 13, 2010

You Must Get this! Some Reminders about Performance Review Forms

Filed under: Making Money, Managers Corner, Software Tips — admin @ 9:48 am

The current state of the economy requires that it is most effective to ramp up profits by cutting overhead, not a increase of income. Which brings us to the benefits of that best-kept secret of successful businesses, business performance management software. It’s common knowledge that getting the most out of your company necessitates a knowledge of where each of your employees perform most strongly, and a knowledge of how to adjust your systems to match. Identifying and collating this information is often where things can become tough, though.

To take one part of this — to wit: employee performance — determining their progress and keeping track of it is a huge hassle. You first put employee performance management systems into action so that you can assess work done by each worker. Assessing this information comes next. After all, before it’s ready to use setting goals and tracking future progress it’s important to know what the data translates to in practice. Employing performance management software you know that this assessment is done for you and you need only look at the different metrics to find what the right targets for this staff member would be. It also renders following the staff member’s advancement much simpler. Thus you ease a significant time commitment and probably also receive more precise information. If you want to you can instead carry out your own analysis, merely utilizing the software to produce and maintain a full record to use as a basis. And helping make your employees more efficient is simply one thing you can do using performance appraisal software. Both suppliers and clients can be analyzed using the appropriate software, giving you still more performance management tools. Identifying which suppliers offer the best quality or lowest priced products can be a great help.

When it comes to your retailers this kind of software can still provide a more detailed picture there, too, showing you just who sells the most of your products, any loss percentage and any similar troubles, and acting as a reminder of any payment issues. You can then tailor your orders and move products around to boost your profits while reducing outgoing money. Who couldn’t benefit from that? This information will allow you to identify your best target audience. With this demographic in mind advertising is free to become more effective and less difficult to plan. Performance appraisal software lets you track your suppliers to save money and scrutinze the market to tailor your plans and increase your profit margin. It also smoothes out the employee evaluation and aids you in setting unambiguous goals for your workers significantly. To summarize, it’s clear that the potential of this system is endless and depends solely on your creativity and ability to use what you learn!

January 4, 2010

Some Helpful Pointers Touching on Employee Performance Assessment

Filed under: Making Money, Managers Corner, Software Tips — admin @ 1:33 am

In today’s economy, reducing costs and optimizing your assets is the surest method of boost profits. Which brings us to the benefits of that great secret of successful companies, business performance management software. Business optimization requires comprehension of the strengths and weaknesses of its staff: in what areas do they do their best work? How can your system adjust to accentuate their strengths and hide their weaknesses? This is the important question. The chief problem has traditionally been in identifying and metricizing this data. Determining and tracking development through employee appraisal on its own can be a huge task. First of all, you implement employee performance management systems to evaluate and keep track of the work carried out by each staff member. The analysis of this information is next. After all, before it’s ready to use defining goals and tracking further advancement it’s key to know what the pure information translates to.

Please review our brilliant resource for writing performance reviews hints

Using performance management software you’ll find that this assessment is done for you and you only need to look at the different analyses and factors to find what an appropriate targets for this member of staff would be. It also makes following the member of staff’s development much easier. This removes the need to spend time on analysis and is likely to be far more useful. It is of course possible simply to use the software to keep track of raw data like performance review forms and to make your own assessment.

Not only that, but improving your staff’s efficiency is simply one thing you can do using performance management software. It can also be valuable to study clients and suppliers to better reduce costs by precision ordering. Identifying the suppliers that stock the higher grade or lowest priced products can cut costs greatly. Turning our attention to affiliates, clients, and retailers, you can demonstrate who sells the most of each product if there are payment issues, which one has the highest loss percentage, and the solutions to other questions. Having this information means you can tailor your system of orders and supplies to increase income and cut expenses. Who couldn’t benefit from that? Not only that but a greater understanding of your market will permit easier planning of your marketing.

You can study your sources to minimize costs and watch your market so that you can make more money using performance appraisal software. In addition it smoothes out the employee evaluation and helps set definitive targets for your workers. What a careful user can achieve using this software is almost unbelievable!

December 6, 2009

Performance Appraisal Forms – the Plain Facts

Filed under: Making Money, Managers Corner, Software Tips — admin @ 6:50 am

In addition to increased sales, profits can be boosted by minimizing costs and more productive use of time. performance management software, despite regularly being pushed to backburner, provides a significant asset for enterprises wishing to do this. Business optimization requires an awareness of the strengths and weaknesses of its staff; in what areas is their best work done? How can your system adjust to take advantage of their strengths and cover their weaknesses? This is the important question. Discovering and making this data ready for use can be where things become tough.

Simply tracking staff evaluation and determining development in their performance rapidly becomes a huge amount of work. You first put employee performance appraisal techniques together so that you can evaluate all work done by each employee. And if you’re using traditional approaches, you will have to assess all of that information by eye in order to define goals, and track future development. Employing performance appraisal software you can be confident that this appraisal is done for you and you only need to examine the different analyses to discover what an appropriate set of targets for this worker would be. It also makes keeping track of the worker’s development much easier. By doing this you eliminate a significant time commitment and probably also receive more precise information into the bargain. Should you want to you can instead make your own analysis, merely using the software to generate and update a record to use as a basis. Performance management software doesn’t just work for staff. Such software can also be used to examine your suppliers as well as your clients. With suppliers in particular you can pinpoint their weak points such as poor delivery times, bad loss records, etc. As for affiliates, clients, and retailers, it’s possible to pin down who bringhs you the most resales if there are payment issues, which one has the highest loss percentage, and more. This information is useful in minimizing expenses and boosting profits. As well as this, the better awareness of your market will make for more efficient advertising. Performance appraisal software can keep track of your suppliers to save money and scrutinze the market to tailor your plans and increase your profit margin. It also makes employee performance management quick, simple, and much more effective in addition to helping you encourage staff by determining realistic targets significantly. What can be achieved using this software is truly awesome…

November 17, 2009

Dallas Cosmetic Dentist, Hockey Mouthguard, Reverse Craigslist Software

Filed under: Health Hall, House Of Medicince, Software Tips — admin @ 9:01 am

Dallas cosmetic dentist – If you have concerns with your smile, you know about how embarrassing it can be. You may find yourself being very self concious as you smile or laugh. You may even find yourself not smiling or laughing.

Fortunately, there is an easy, safe, and fast wayto correct your smile.This way is called cosmetic dentistry. Dallas cosmetic dentistry is a specialized form of dentistry it implements processes such as smile makeovers, tooth whitening, porcelain veneers, crowns, bridges, non-metal filling, accelerated orthodontics, even full mouth reconstruction.

Note that however, since cosmetic dentistry Dallas is a special form of dentistry, not all dentists can perform it. You will require a dentist who who is highly trained in cosmetic dentistry.

A cosmetic dentist in Dallas, Dr. Tayler is a graduate of LVI and is a clinical instructor. As of of the premier cosmetic dentists in Dallas, Dr. Steven Taylor offers the complete range of cosmetic dentistry services in Dallas, as well as a full range of affordable financing options.

A new smile you can be confident of can be less than a month away! If you need a Dallas, Tx cosmetic dentist, call a cosmetic dentist in Dallas, Tx, Dr. Steven Taylor immediately to schedule an initial appointment. There is no need to be self conscious with your smile ever again. Also, get the best football mouthguard and hockey mouthguard from Dr. Taylor.
Reverse Craigslist software can provide incredible results for your business. The ability to literally attract thousands of qualified leads in just a matter of minutes by searching for information from ads on craigslist. This very simple to use reverse craigs list software can allow a chance to propel you business to the next level. You just pick which industry you are targeting as well as specific geographical areas, simply push a button, wait, and watch the leads roll in. Then you have the ability to send an e-mail to this list or manage them, export, save, and more. There are many companies now developing versions of reverse craigs list software as well as data mining software now. Check out this version for one of the most reasonably priced and easy to use reverse craigs list software on the market period. If you need leads, find qualified leads, and very tergeted leads, you will want to check out the best reverse craigslist software today.

July 10, 2008

VA’s – Your Secret Weapon

Filed under: Software Tips — admin @ 10:39 pm

Probably the biggest problem with being a small business owner is right there in that phrase. Small.

Small means few or no employees. Small means you end up doing most, if not all, business tasks yourself.

Whether or not you’re any good at them.

But even if you ARE perfectly capable at completing those tasks, is doing them really a wise use of your time? (Just because you CAN do something, doesn’t necessarily mean you SHOULD.)

As a business owner, you should be focused on the big things – a vision for your business, putting together a plan to reach that vision, developing new products, spending time with your clients and marketing. In other words, those “big picture” tasks that grow your business.

What you should NOT be doing is worrying about getting your invoices out, mailing products, providing troubleshooting help, scheduling your time and all those other administrative duties.

In fact, the more time you spend on all the minutia of running a business, the less time you’ll spend on tasks that can actually grow your business.

It’s a vicious cycle. Maybe you feel like you don’t have enough income to hire help. So you do the work yourself. Because you do the work yourself, you don’t have the time to work on growing your business. So then you don’t feel like you have the income to hire help. And so on.

The same cycle exists if you feel you don’t have enough time to locate and train help. You end up doing the work yourself because there isn’t anyone who can help. And because you’re so busy doing things you truly have no business doing, you’ll never have the time to locate and train someone to help you out.

In either cycle, you’re probably discovering you feel overwhelmed, drained and with zero creative energy. Instead of jumping out of bed excited at being in business, you wake up each morning facing a to-do list longer then War and Peace and wanting to crawl back into bed and put your pillow over your head.

So what’s the solution? Hire a virtual assistant.

Virtual assistants, also known as VAs, are freelancers who specialize in taking care of the “busy work,” freeing you up so you can focus on why you started your business in the first place.

Because they’re freelancers, you pay them for the hours they work. And you don’t pay for overhead, vacation, taxes, office supplies, a desk, etc. It’s a perfect win-win for everyone.

VAs can break you out of both those cycles and put you on the path to building a successful business. They can help you with just about every business task imaginable (with the sole exception of filing – you’re probably stuck doing that yourself). Some examples include:

* Bookkeeping, including invoicing, paying bills and following up with unpaid invoices

* Product fulfillment

* Customer service

* Answering e-mails and phone calls

* Scheduling business and personal appointments

* Maintaining databases

* Updating Web sites

* Submitting articles to article databases

And much more.

In fact, if you want to see a list of what a VA can help you with, check out IVAA.org (International Virtual Assistants Association) and AssistU.com. These organizations can also help you find the right VA for your business. VAs specialize in different business services, such as marketing or bookkeeping, so make sure you find a VA who focuses on what you actually need.

I can tell you from experience that once you take the plunge and hire a VA, you’ll kick yourself for waiting so long. You’ll have more time to devote to the tasks you most enjoy (rather then struggling with the ones you hate), you’ll be less stressed and have much more creative energy. Plus you’ll probably find yourself making even more money.

Creativity Exercise — Hire a VA

Ready to try a VA but not sure how to begin? I suggest starting small. Like five hours a month.

Make a list of everything you do in your business each day. If you get stuck, keep a notebook on your desk and write down things as you do it.

Now look at the list. Pick something you could delegate to a virtual assistant and would take around five hours a month.

Once you find the right VA and have freed up those five hours, make sure you use those hours to do something to grow your business. Maybe do some more marketing or develop a new product line.

Now after you’ve started seeing more income, take some of that extra money and add to your VA’s tasks. Again, use the time you’ve freed up to continue to grow your business. Before you know it, you’ll have a built a thriving, successful business with less stress and have more energy and income then ever before.

Michele Pariza Wacek - EzineArticles Expert Author

Michele Pariza Wacek owns Creative Concepts and
Copywriting, a writing, marketing and creativity agency.
She offers two free e-newsletters that help subscribers
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July 3, 2008

Microsoft Great Plains: Houston ERP market notes

Filed under: Software Tips — admin @ 9:18 pm

In this small article we would like to share our consulting experience, serving Houston business metro ERP/MRP/CRM market, in our case this is Microsoft Great Plains, Microsoft CRM, Microsoft Navision and Microsoft Axapta implementation, customization, integration & reporting. Let’s make introduction on the products.

Microsoft Business Solutions renamed its ERP products: Microsoft Great Plains into Microsoft Dynamics GP, Microsoft CRM into Microsoft Dynamics CRM, Microsoft Navision into Microsoft Dynamics NAV, Microsoft Axapta into Microsoft Dynamics AX and Microsoft Solomon into Microsoft Dynamics SL. Project Green should result in merging product interfaces and making modules cross-integration seamless somewhere in the second decade of XXI century.

To the specifics of Houston market and clientele:

• Oil & Gas: Oil Drilling companies and Oil Refineries are relatively large and it is new opportunity for Microsoft Great Plains. In our opinion, when Microsoft SQL Server became a rival to Oracle, DBII and other high-end DB platforms, large enterprises got a very good chance to decrease ERP application implementation & licensing cost and switch from functionally rich ERPs: SAP, Oracle Financials/E-Business Suite/Applications, PeopleSoft, JDEdwards to standard functionality ERPs: Great Plains eEnterprise/Microsoft Great Plains, Navision, etc. Microsoft Dexterity customizations allows you to tune Great Plains to the specific business logic versus paying high price for rich functionality modules

• Defense & Aerospace. These enterprises are spread across Texas: San Antonio, Dallas, Austin. These companies, being established and traditional have challenge of cross application integration. In some cases, due to the size of these corporations, Microsoft Dynamics GP serves as ERP for regional branch or subdivision and is subject for consolidation into Corporate ERP. Special consideration should be given to Microsoft CRM and Great Plains integration with Lotus Notes Domino.

• Venture Capital & Startups. Especially in Dallas area. Our experience dealing with such implementations indicates that business processes are so unique, that custom pieces are almost always the must. The business type is generally new services and Service Advantage Suite is usually customized with Microsoft Great Plains Modifier/VBA and Microsoft Dexterity. As Project Green advances, you should expect more .Net side customizations: XML Web Services, eConnect, etc. When we are talking about venture capital – we also include micro cap ventures.

• Chemicals. Across the Gulf of Mexico, up to New Orleans – we have experience implementing, customizing and upgrading Microsoft Dynamics GP for chemical tanks cleaning company.

Please do not hesitate to call us: 1-866-528-0577, help@albaspectrum.com

Andrew Karasev is Chief Technology Officer at Alba Spectrum Technology ( www.albaspectrum.com ) Houston are consulting company, serving clients in Houston, Katy, Richmond, Rosenberg, Pearland, Dickinson, Baytown, Kingwood, Spring, as well as in Dallas, San Antonio, New Orleans, Boca Raton, Miami, Chicago, and US nation-wide.

June 12, 2008

Offshore This! (Outsourcing Tech Support Overseas)

Filed under: Software Tips — admin @ 7:56 pm

So I call my telephone company and someone picks up 15,000 miles away. I asked the rep where she’s from. She said, “I am from Mary-Land sir. How may I give you excellent service today?” The accent was… American… in a high society 19th century ultra-polite sort of way.

“Mary Land?” My brain’s editing booth could not screen the snickers in time.

“Yes sir… this is correct sir.” She pushed to the next level. “Yes, Mary Land, sir, on thee eastern seaboard. How may I give you excellent service?”

“The eastern seaboard?” Now laughing out loud.

“Yes sir, on thee eastern seaboard of thee United States. May I give you excellent service today?”

The ‘broken record’ assertiveness technique broke my resolve and she proceeded to give me excellent service, in a deceptive kind of way, though the experience left me queasy thinking about the whole new class of jobs being shipped overseas.

When manufacturing left the United States, the tech sector was supposed to be the new frontier. Americans rushed out to be retrained. Students set their sites on computer engineering. Our tech sector was so good, it created the very systems that made it possible to replace itself. Corporations discovered that an Indian college graduate will work at a call center for 10,000 rupees a month, or just under $60.00 a week. I have no malice for our Indian friends, they only want to work. But our kids are going to have to become proficient at more than playing video games and watching movies to compete with this highly educated and driven mass of hungry labor! Math anyone?

I remember hearing that the receptionist was the “face and voice” of the company and the public would get their first and most lasting impression based on her attitude. (With that much on her shoulders, they should have raised her pay.) Now the whole customer interface has been tossed to foreign nationals. Perhaps there will be a backlash in advertising. “Our tech support is Made in the USA! If the anecdotal evidence on Internet posting boards is any measure, many customers would rather be pierced with punji sticks rather than be taught one foreign language, (the computer) by someone with another foreign language! Written scripts are repeated ad nauseum with no ability to converse off-road and actually make the customer feel understood. Below is a sample, your results may vary.

Reactions to Foreign Customer Service

“I called HP Cares. They didn’t. I spoke with three or four representatives. They all had limited English and spoke with an accent. They all asked me the same set of questions. Many asked the same questions over and over and over again. They all refused to believe that the sticker was not there. They all treated me like I was simply too stupid to find it or maybe I was just blind. And, they all put me on hold…”

“We could not understand each other. Even the simplest English terms were incomprehensible to her. I said goodbye and went through the tedious re-calling process, waiting another 20 minutes or so on hold. The second technician could also not understand English, and the connection broke after a few minutes, so I called a third time, going through the whole waiting drill…”

“I will never purchase another Dell product, ever again. And everyone I know will not purchase their products either…”

It appears that companies may also be outsourcing the trust they’ve built in their brand, along with customer loyalty and retention. I think I’m on to something here. Let’s go American business! Advertise your “Onshore” Calling Center!!!

The call centers are not only in India, they are coming online anywhere a building can put up some computers, chairs and get broadband. A Costa Rican tech support rep working for Toshiba complained in a posting that his job was outsourced to Turkey. Kencall of Kenya, provides its own generators and satellite uplink. I bet they don’t have an employee snack room though.

Foreign Outsourcing vs. Offshoring

“Foreign Outsourcing” is the hiring of a foreign company to do some of your work, while “Offshoring” is the creation of a wholly owned foreign subsidiary which gives the company greater control. According to the financial consulting firm Deloitte and Touche, there was a 38% increase in the number of financial institutions with offshore operations in 2003, with an estimated 500% increase in offshore jobs. See “The Titans Take Hold” (PDF)

Call center work is only the tip of the iceberg. There is an ever expanding list of higher level technical positions being exported from a variety of industries. Engineering positions, architectural design work, computer programmers, computer-generated animation, financial and legal research, insurance claim processing, software coding, AutoCAD, technical drawings and billions of dollars worth of back office services are now being moved from the first world to the third world by mostly the larger companies. This is making it difficult for medium sized businesses to compete.

India is well positioned to receive much of this work because it has a large English speaking population from its colonial history with Great Britain, and a growing pool of Internet-wise graduates ready to work at low Indian wages.

Concerns over data privacy and data theft loom large. Three employees of Msource in India allegedly siphoned off $350,000 from Citibank customers recently, using information obtained over the phone, according to Callcentres.net. The plaintiffs who will go through a living hell trying to gain back their financial identities will not be outsourced, nor will the local judges and jury who will hear the case. A couple other factors that come to mind when considering foreign outsourcing or off-shoring, are Islamic terrorists hostile to western interests, civil unrest, security costs, infrastructure concerns and the global war on terrorism…just off the top of my head.

Growing up we were told to eat all of our food because people were starving in other countries. I remember being chastised for suggesting that we should ship out my left over peas and carrots. Today we should tell our kids to study hard and think outside the box because people in other countries are hungry for their jobs!

Let’s Laugh and Have Faith

On a lighter note, my wife called our credit card company and was transferred to “Mumbai”. (Bombay) In one minute she was squaring off with the mores of a patriarchal society. She was told that she would have to “consult with her husband and obtain his permission and consent, and gain his approval.”

The policy was no doubt born in America, but something in the tone and wording communicated female inferiority and wifely subservience. The idea of being “granted approval” was not going down easy. There may have been some gagging.

“BUT…IF, my husband doesn’t pay his bill, THEN you’ll want to talk to me! Will I need his “approval” and “consent” and “permission” for MY credit to be hammered?”

I was handed the phone at a certain mid-point in the intercontinental shoving match. Something about “your husband will have to make that decision”.

I got on the phone and had a lovely conversation. We marveled at how all of this can be taking place over thousands of miles. Actually I rather enjoyed the experience. Perhaps I can outsource our marriage counselor.

Rick David writes for a Merchant Newsletter @
Merchant America. He
also writes a humor column called,

“Don’t Laugh It Could Happen To You” for
http://sandiego.merchantamerica.com.

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